Zit Buy Now, Pay Later

Enjoy the convenience of purchasing your favorite items today and paying over time with CDL Checkout. Learn more about our flexible payment options below.

Buy Now, Pay Later

Enjoy the convenience of purchasing your favorite items today and paying over time with CDL Checkout. Learn more about our flexible payment options below.

Eligible Products

Purchase products across categories like:

  • Electronics
  • Cell Phones & Gadgets
  • Power & Solar Energy
  • Lifestyle Products
  • Education & More
Loan Terms

Flexible payment options tailored to your needs:

  • Downpayment: 30% - 80%
  • Loan Limit: ₦30,000 – ₦1,000,000
  • Tenor: 1 – 6 months
  • Interest Rate: 7.5% per month
Who Can Apply?

The BNPL option is available for:

  • Salaried & non-salaried individuals
  • Active bank account holders
  • Customers in approved locations
Requirements

Ensure you meet the following:

  • Good credit history
  • Active email & ATM card
  • Your BVN number
  • GTB/Zenith users would be required to connect with their banking app
How to Apply
  • Choose your items
  • Select BNPL Checkout at payment
  • Fill in your details
  • Receive loan approval in seconds
  • Make your downpayment
  • Pick up or get delivery
Why Choose BNPL?

  • Quick approval process
  • Flexible payment plans
  • Immediate product access
  • Secure and reliable service
  • Backed by FCMB's CreditDirect